Affordability Calculator

This calculator estimates the maximum housing loan amount based on your annual income and ability to service the loan.

As a general guideline, in Singapore you can borrow up to 35% of your gross income.

Monthly Salary
Start Interest at	%
Maximum Percentage of Income to be spent on loan (%)
Term	50 45 40 35 30 25 20 15 12 10 5 Years

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We are a Research-focused Singapore Mortgage Consultant which helps you compare Singapore Home loans either for new property loan or Refinance of Property Mortgage, we balance risks versus rewards for each home loan to match your risk profile and financing needs.
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